At All Imaging Systems, we offer our clients competitive financing solutions to acquire equipment and software. Financing your equipment conserves cashflow, guards against obsolescence, and can provide tax savings benefits. Our financing program can qualify your company in minutes and utilizes a streamline application process. Call us today at (888) 716-7666.
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Benefits of Leasing
Leasing is often more convenient than alternate means of financing. Approvals up to $250,000 typically requires a one-page finance application.
Frees Up Cash
Leasing provides 100% financing – including items such as shipping, installation, software and training. There is no need to tie up valuable working capital – making it available for more profitable opportunities such as adding staff, increasing marketing or taking advantage of quantity discounts. A good general rule is to invest cash and working capital on things that appreciate (i.e. sales people, real estate) and to Lease items that depreciate (i.e. equipment). Just as you would never pay an employee their full annual salary in advance, leasing allows you to pay-as-you-earn.
Preserves Bank/Credit Lines
Leasing preserves existing banking lines of credit for previously allocated projects, short term or seasonal needs and other financial priorities, while at the same time creating another valuable credit source which will assist in growing your business.
Low Down Payments
In contrast to bank loans, leases do not require substantial down payments or compensating balances, do not have floating interest rates or restrictive covenants, and can usually be structured for lower payments. Bank loans will typically allow for the note to be arbitrarily called and/or require a cross collateralization of business and personal assets.
Saves on Taxes
Very simply, lease payments can be set up as a direct operating expense, paid from pre-tax dollars versus after-tax profits. http://www.irs.gov/publications/p946/ch02.html
Fixed Monthly Payments
A predetermined lease payment schedule permits a lessee to more accurately predict its future equipment costs and cash needs. In addition, by leasing major equipment items, a lessee knows the exact amount of future payments and avoids the risk of fluctuations in the cost of funds.